Just use our FREE Instant Quote & FPL Engine.
It’s a LOT simpler than the Federal Poverty Level (FPL) charts and you don’t have to worry about 2014 or 2015 FPL

Hourly to Annual Income
Hourly to Annual Income



Percent of income to go to premium

9.5% affordable
HR 3590   Section 1001 HR 4872
Code of Federal Regulations §1.36b-2Eligibility for premium tax credit.
Fair share means that even if your income is below 400% of Poverty Level, if you can get the Silver Plan for less than 9.5% of income, you don’t get a subsidy.  Cahba.com  The Kaiser Foundation Calculator does a pretty good job of showing more detail of how this is calculated.


Gross Income Includes ALL family members
Gross Income Includes ALL family members
Federal Poverty Level Chart - Enhanced Silver
View our Main Covered CA Income Program Chart


Gross Income Means
Gross Income Means – Federal Regulation

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