FINALLY, the calculators and Quote Engines have been completed to make the Affordable Care Act much easier to understand. BUT, there are still errors, so double check and be careful. Tax Credits will all come out in the wash, when you file your 1040 ♦ Publication 5187 NEW simple explanation! See the menu above for more information and FAQ’s.
Just click here, enter your zip code, enter date of birth, family – household taxation relationships (MAGI – Definition), Estimated 2014 or after the 11.15.2014 Open Enrollment Starts 2015 Income (MAGI).
If you qualify for tax credits – subsidies and want them in advance (Pros-Cons) of filing your taxes click on “Health On Exchange” - Covered CA, illustrated below. Quick Reference Federal Poverty Level Chart. This website and are individual consultation are provided to you FREE of Charge! We are paid by Covered CA to help you. Please complete this agent appointment form, so that we can get paid for providing this website and individual help.
You can then see all the quotes on the exchange, showing the Cost Share Reduction – Enhanced Silver if available, subsidy – tax credit amount and your net premium. If you click “Off Exchange” you will see more plans and companies like Assurant and CIGNA who are not participating and may have larger provider lists.
The quote engine shows you TONS of plans and variations. To narrow it down, click on the features and companies you are most interested in. If you qualify for Enhanced Silver, we urge you to take it. A 94% Silver is better than 90% Platinum!
Then click on “View Plan Details” – “View Doctor’s & Providers” – to compare and get more information. Please note that the quote engine does not show enhanced silver, but shows silver at 70%. Check our chart for the better silver coverage. To apply, click on apply now or use the links in the right hand column, ON THIS PAGE, but it will have you redo the quote for that specific company. The price is the SAME, no matter if you use us, go direct to Covered CA or the Insurance Company, as mandated by law! If applying through Covered CA, be sure to sign the form to appoint us as your agent. It’s not all the easy to figure out how to do it on their website.
If you have any questions email Steve@SteveShorr.com or call us 519.1335
IRS.Gov FAQ’s on Premium Tax Credit ♦ Publication 5120 Get it now or later ♦ Pub 2121 Facts about Premium Tax Credit ♦ Pub 5152 Report Income Changes as they happen ♦ Consumer Union Explanation for filing Taxes